A Student Credit Card

Автор: | 19.11.2018

Description: Student credit cards are becoming more and more popular, and a number of Web sites can provide information on comparing your options. With these ideas in mind, what are the advantages and disadvantages of using credit cards, particularly for people your age and in similar financial situations?
Helpful tip:Having a credit card is almost essential in our lives today, but be sure to seek advice on what credit card is best for you. In addition, learning how to manage your money and any private college loan you receive takes real planning, so think ahead.

Listen to the conversation and check your answers.

1. According to the conversation, which item did the woman NOT purchase with her credit card?
A. a digital camera
B. a TV
C. a stereo

2. What is one reason to explain why the woman obtained a student credit card?
A. She wants to buy things at a discount using the card.
B. She hopes to establish a good credit rating.
C. She doesn’t want to borrow from her parents.

3. What is one problem NOT mentioned in the conversation?
A. People generally have a difficult time getting out of debt.
B. Students often apply for more credit cards than they need.
C. The interest rates on student cards are very high.

4. What does the woman imply about how she plans on resolving her credit card problems?
A. She hopes that someone will give her the money.
B. She plans on getting rid of her student credit cards.
C. She is going to return the items she purchased on the card.

5. What is the man going to do for the woman to help her manage her money?
A. help her find a better paying job to cover her expenses
B. teach her how to prepare a financial management plan
C. show her how she can apply for low-interest student credit cards

Score:
Correct answers:

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